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Monday, January 23, 2012

New code promises safer navigation in financial sector

New code promises safer navigation in financial sector

Two months cash back - up to €1,000 for all new protection plans!!!!

Start a LIfe Cover plan and get €50 cash back or more!

Closing 02 March 2012!

 



If you earn an income, own a home, have a family, a business or an investment property then you probably need to protect yourself and your family against the financial impact of ill-health or death. We all need to protect what's important to us.


With a Life Cover plan you can relax knowing your family could be looked after in the future. Now Irish Life and New Ireland would like to give you a helping hand to get you started!! Apply for any new Life Cover plans before 02 March 2012, then start the plan on or before 27 April 2012. You will get your first two months payments back!!! Don't miss this opportunity to give you and your family some peace of mind!

How the cash back offer works


They will pay you two month's payments back with a minimum cash back payment of €50 and a maximum of €1,000.


So if for example your monthly payments are €550, after your second monthly payment is made, they will give you €1,000 cash back. And, even if your monthly payments are €15, after your second payment is made, they will still give you back €50! Once you make your second plan payment, they will issue your cash back within 60 working days of this payment.


To avail of this offer


This offer is open to all New LIfe Cover applications (Life Term Cover, Mortgage Cover, Life-Long Cover, Pension Life Cover, 50+ Life Cover and Income Protection) received between 16 January 2012 and 02 March 2012 inclusive. It's limited to one plan per person and one cash back payment on each plan. When you have paid your first two months payments into your plan on time, you will get your two months cash back.


This offer is only available if:

  • your application is received between 16 January and 02 March 2012 inclusive
  • your plan is accepted and starts by 27 April 2012
  • you are not replacing an existing Irish Life or New Ireland plan to avail of this offer.



Remember, you must keep up your payments to maintain your cover. Acceptance and Terms and Conditions apply.

Contact us for more information about this offer on 053 9146592.
We are happy to help you to protect you and your family against the financial impact of ill-health or death.
Your peace of mind....our guarantee to you! 

Wednesday, December 14, 2011

Bloxham Low Risk Funds


1. Conservative Income & Growth Fund
­Will the Euro survive?  Probably, although last week’s emergency summit seems to have caused more angst than relief.  Certainly the probability of some dislocation of our currency remains uncomfortably high.  Hence the continued large inflows by worried investors into our new Conservative Income & Growth Fund, which invests in ‘hardcore’ Euro, US Dollar and Sterling short-term sovereign bonds plus a small exposure to Swiss defensive stocks Nestle and Novartis.  This Fund gives investors ‘peace of mind’ and protection against a possible breakup of the Euro.  The Fund’s current mix is 89% bonds, 5% global equities and 6% cash, the breakdown is displayed below:
 
 
2. Midas Absolute Return Fund
According to the FT, hedge funds are set to rack up their second worst year in two decades after misreading the Eurozone crisis and slowing global growth.  According to Hedge Fund Research the average hedge fund was down 4.4% in the year to end November, losing money in six of the past seven months.  Only in 2008 has the industry fared worse.  Famous hedge fund managers such as Paulson, Highbridge, Landsdowne and Odey have failed to recover double digit percentage losses for some of their funds.
Meanwhile, our Absolute Return Fund Midas had yet another positive month in November, up 2%.  This brings the year-to-date performance to end November to +11%, easily outperforming the main Absolute Return Funds available in Ireland.
Source: Financial Express
In fact, it would appear Midas is now the No. 1 Absolute Return Fund in the UK and Ireland in 2011, outperforming over 130 such funds.

3. Defensive High Yield Fund
­Finally, the new Bloxham Defensive High Yield Fund continues to ‘do what it says on the tin’.  i.e. mirror the strong equity returns this quarter but with far less volatility (around 50% of the volatility of the FTSE World) and far more sleep for you!, with the Fund’s protection cushioning it from poor days but allowing participation in good days.

Tuesday, December 6, 2011

Irish Life DUAL RETURN BOND 1 - Great Investment Option for the cautious investor.



Don't miss this great investment option from Irish Life!

Closing date: 23 December 2011


Over the long term, investing in shares can consistenly give you the best rewards. Anyone can invest directly in sotck markets. However, buying and selling shares can be expensive and you need a lot of time an money to invest in more than just a handful of shares. You will also know that shares can fall in value, sometimes by large amounts, and this risk may put people off investing in shares.

This is where Dual Return Bond 1 could provide the solution for you! This product is designed to protect your investment. Plus, you also have access to the potential growth of the EURO STOXX 50 index - Europe's leading index for the Eurozone.

Dual Return Bond 1 is an investment plan with a fixed term of 4 years and 11 months.

This product could be suitable if you:

* want to invest for 4 years and 11 months and are also looking to get back some of your investment after 12 months;

* have at least €10,000 to invest;

* are 80 or younger (next birthday);

* do not need to make regular withdrawals;

* want an investment that protects your money.


Dual Return Bond 1 has two parts:

Contact us for more information about this product on 053 9146592 or info@nfs.ie

Wednesday, November 23, 2011

Win €200 Voucher this Christmas! Have a look to our website and ask for a FREE financial review.



Check how we can help to protect you and your family for less. Request a FREE financial review from us when you visit our new website www.nfs.ie and you'll be entered into a draw to win an early Christams present....€200 Pettitt's SuperValue voucher!!!

Thursday, November 17, 2011

Split Deposit Option on the Matrix Investment Bond, don't miss this opportunity!



Avoid missing out! This is a limited offer and closes on the 25th November 2011.
See details below...

Split Deposit Option on the Matrix Investment Bond
The Split Deposit Option is an attractive investment combining:
  • competitive deposit rates, with access to the investment available at any stage;
  • an extensive choice of funds through Matrix; and
  • low charges.
Fund Choice
With this new offering, you can split your premium between any of the Matrix funds and the following Deposit funds:

A maximum of 50% of the premium can be invested in the Deposit funds.


For more information on this new investment option click here.

Wednesday, November 16, 2011

Maximum LTV with KBC Homeloans is now 80%!

KBC Bank Ireland is to reduce the maximum LTV available on its mortgage products with immediate effect.


Customers with a valid Approval in Principle letter have until the 30th of November 2011 to submit their outstanding documentation for assessment for full approval and, if approved, offer letter. After that date, any Approval in Principle which has not proceeded to a Letter of Offer will be subject to a maximum 80% LTV.

KBC Bank is a leading provider of mortgages in the Irish market and remains fully committed to providing our customers with prudent and sensible mortgage products.”


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Gareth Egan Head of Administration
PIBA Network Services Ltd.Unit 14B, Cashel Business Centre,